Financial Planning:

When we talk about Financial Planning, we make use of the following acronym:

F - Family Needs : Ensure that you have sufficient Life Cover in place to protect your family.

R - Retirement Needs : Start saving as early as possible to ensure that you have sufficient cover when you retire.

E - Education Needs : Education costs are escalating every year so it's imperative that you have a policy in place for your children to ensure that they receive the best education.

E - Estate Duty Provision :

D - Disability Cover : To work every day when you have a disability is extremely strenuous. If you have sufficient disability cover in place, it will eliminate all the stress and difficulties of a day to day job.

O - Opportunities : Investments & Savings Plans are critical in today's world. If you do not invest or save, you could miss out on a massive opportunity in the future because you aren't financially able to.

M - Medical Aid : Medical costs are very expensive in today's world and if you have the correct cover, you will receive the best treatment available at any hospital of your choice.